We aren't traditional financial advisers

We tick the basic boxes you would expect for a firm of financial advisers or planners; we are regulated by the Financial Conduct Authority (FCA), we are well qualified and have a huge amount of experience.

However, there are several things which make us different.

We are financial planners

Simply put, that means we spend more time thinking about you and the aspirations you have for life, than we do about financial products or investment funds.

We’ll produce a plan that will allow you to live the life you want, safe in the knowledge that your money is in safe hands.

Watch the two short videos on the ‘Our Costs’ page to see how we approach this.

Our investment philosophy

The financial plans we produce often require money to be invested.

We understand the fundamental principles of a sound investment strategy, which is based on decades of Nobel Prize winning research, not the latest hot-shot fund manager or slick advertising campaign.

Cashflow planning

Nearly two thirds of our clients are business owners. They wouldn’t dream of running their business without a realistic and regularly updated financial cashflow. Armed with the information it provides they can make sensible decisions for the short, medium and long term.

Why should your personal finances be any different? They shouldn’t, which is why we passionately believe in the benefits of cashflow planning.


Here for property investors

We are experienced property investors ourselves and therefore specialise in this area.

We know that you are passionate about investing in and developing property. We respect your expertise and knowledge of the asset class too. However, we know how important careful planning is for property investors and developers, which is where our skills come into their own.

We know what worries you

We are very experienced financial planners. Over the years we’ve come to understand our clients and what worries them.

Some are concerned they will never be able to afford to retire, or when they do, they will run out of money. Then there’s the worry of stock market volatility or making poor investment decisions.

The answer to almost all of these concerns is careful, well thought out, and regularly reviewed, financial planning. We will provide you with the peace of mind you need and the reassurance that things will all be OK.

We consider the unexpected

Our unique Financial Fire Drill helps you prepare for the unexpected.

In many respects we all want a quiet life. However, life has a habit of throwing the unexpected at us. We’ll help you prepare for those events, so your long-term future isn’t thrown off course.