I think the biggest risk in retirement is running out of money. People are quite rightly concerned about this as going back to work to earn your way out of any problems is unlikely to happen.

So if you don’t want to run out of money, should you sell all your investments and stay in cash?

This is exactly what Jim, a long-standing client, told me he wanted to do recently. But is he right? 

Watch this video where I retell Jim’s story and show you the charts I discussed with him.