I told you taxes would increase

  In January 2021 I wrote here that tax rises are inevitable. And so it has come to pass. And so soon as well. Not wanting a good crisis to…

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In The Night Garden vs Breaking Bad

  I’ve written before here about being reasonable rather than rational. The general message being to make broadly sensible financial decisions now and not get caught up on whether you…

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Negative interest rates

  In late 2020 the prospect of negative interest rates made headlines. I had several clients ask me whether their bank would start deducting, rather than adding, interest to their…

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