Negative interest rates

  In late 2020 the prospect of negative interest rates made headlines. I had several clients ask me whether their bank would start deducting, rather than adding, interest to their…

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Inflation – should you worry?

  Inflation rising from 1.5% to 2.1% recently made headlines and it is widely expected to continue rising for the next few months before reducing later in the year. 🦠…

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Reasonable > Rational

  We all like to see ourselves as coldly rational but we are sadly not walking, talking spreadsheets, we are a mishmash of human emotions prone to making odd decisions….

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