The Chatfield P3 Service is unique to you. It is our ongoing service that helps you make smart financial decisions time after time so that you get peace of mind and what you want out of life.
The first P: Purpose
What important things do you want to do with your time?
The feeling of making a difference ultimately leads to feeling happy and fulfilled. If you can articulate that to me, that’s fantastic.
What if you knew you only had one year left to live? What would you do? Why?
Alternatively, what do you want to do that might take more time than that? What would you miss out on? If you’ve got plenty of years ahead of you, what if someone forced you to leave the house every day? You can go home to sleep, but what would you do with the rest of the time?
Most people don’t like thinking about death, but it could force you to focus on what is important in your life and what is frivolous nonsense.
You can’t save the world single-handed, but you can have something in your life that is bigger than you, bigger than those around you and a higher purpose. Think about the world without you, what do you want to do to make the world a better place whilst you still can?
What’s important to you can change over time. Give it some thought.
The second P: Plan
If you can articulate what important things you want to spend time doing, we help construct a plan to get you from where you are today to that point. You might be there straightaway… it might take a few years. We will show you ways it can be achieved and how long it might take.
This will shape how much you work, how long you work for, how you spend your time, how much you save, how much you invest and a myriad of other factors.
This too can change over time. That’s okay, it’s better to plan and adjust than have no plan at all.
The third P: Product
Lastly, we use your plan to decide what financial products, if any, you need. It might be life assurance, a critical illness policy, an emergency cash fund, a Will, Lasting Power of Attorney or a family trust. The list goes on.
What is the most efficient way of building your plan? Your pension? A Stocks & Shares ISA? An investment property portfolio? How do you put cash into the plan effectively? How do you take cash out of the plan effectively? This list can go on too.
