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Early on in the film The Wolf of Wall Street, Leonardo di Caprio is taken out for lunch by a colleague who gives him the following advice…

Not only does Google do just about everything, most of it is free! It wouldn’t surprise me if they soon offered the Google Pension, Google ISA or even the Google bank account (though they would surely have to charge for some of these?).

Maybe it’s an odd British attitude or maybe it’s just me getting a little bit older, but given a chance I hear a lot of people moaning about anything and everything.

I just received one of those junk phone calls from a company called Appoint UK. Jo was very friendly and asked me if I have had a review of my pension in the last five years as “56% of pensions have fallen in value in the last five years.